I saw this ad on the left of my Facebook screen today – could well be the most unattractive offer ever!

I realise people might need a small loan to tide them over – but 1355% interest!

Just working that out, if I borrowed a £100 to make it to next payday for me, I’d end up paying back £200 by the end of the month… niiice.

So – I think, no matter how hard it gets, I’ll give payday loans a miss!